{"id":14270,"date":"2025-03-20T01:48:08","date_gmt":"2025-03-19T22:48:08","guid":{"rendered":"https:\/\/rosnamah.com\/?p=14270"},"modified":"2026-01-03T01:07:29","modified_gmt":"2026-01-02T22:07:29","slug":"%d8%a7%d9%84%d8%b1%d9%8a%d9%86%d8%ba%d9%8a%d8%aa-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a%d8%b2%d9%8a-myr-%d9%83%d9%84-%d9%85%d8%a7-%d8%aa%d8%ad%d8%aa%d8%a7%d8%ac-%d9%85%d8%b9%d8%b1%d9%81%d8%aa%d9%87","status":"publish","type":"post","link":"https:\/\/rosnamah.com\/?p=14270","title":{"rendered":"\u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a (MYR): \u0643\u0644 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c \u0645\u0639\u0631\u0641\u062a\u0647 \u0639\u0646 \u0639\u0645\u0644\u0629 \u0645\u0627\u0644\u064a\u0632\u064a\u0627"},"content":{"rendered":"<article class=\"group\/turn w-full text-token-text-primary focus-visible:outline-2 focus-visible:outline-offset-[-4px]\" dir=\"auto\" data-testid=\"conversation-turn-9\" data-scroll-anchor=\"true\">\n<div class=\"text-base my-auto mx-auto py-[18px] px-6\">\n<div class=\"mx-auto flex flex-1 text-base gap-4 md:gap-5 lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn @xs\/thread:px-0 @sm\/thread:px-1.5 @md\/thread:px-4\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"0c1b87d7-07e8-45e1-8eb2-e92b65c8e22d\" data-message-model-slug=\"gpt-4o\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert dark\">\n<p data-start=\"69\" data-end=\"488\">\u062a\u0639\u062f <a href=\"https:\/\/rosnamah.com\/?page_id=2079\" target=\"_blank\" rel=\"noopener\"><strong data-start=\"73\" data-end=\"84\">\u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/strong> <\/a>\u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0648\u062c\u0647\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0641\u064a <strong data-start=\"119\" data-end=\"136\">\u062c\u0646\u0648\u0628 \u0634\u0631\u0642 \u0622\u0633\u064a\u0627<\/strong>\u060c \u062d\u064a\u062b \u062a\u062c\u0630\u0628 \u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u062d \u0633\u0646\u0648\u064a\u064b\u0627 \u0628\u0641\u0636\u0644 \u0637\u0628\u064a\u0639\u062a\u0647\u0627 \u0627\u0644\u062e\u0644\u0627\u0628\u0629\u060c \u0648\u0645\u0639\u0627\u0644\u0645\u0647\u0627 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u060c \u0648\u0623\u0633\u0648\u0627\u0642\u0647\u0627 \u0627\u0644\u0646\u0627\u0628\u0636\u0629 \u0628\u0627\u0644\u062d\u064a\u0627\u0629. \u0648\u0645\u0646 \u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u0645\u0647\u0645\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0641\u0631\u064a\u0646 \u0645\u0639\u0631\u0641\u062a\u0647\u0627 \u0642\u0628\u0644 \u0632\u064a\u0627\u0631\u0629 \u0645\u0627\u0644\u064a\u0632\u064a\u0627 \u0647\u064a <strong data-start=\"304\" data-end=\"322\">\u0639\u0645\u0644\u062a\u0647\u0627 \u0627\u0644\u0631\u0633\u0645\u064a\u0629<\/strong>\u060c \u0648\u0647\u064a <strong data-start=\"328\" data-end=\"355\">\u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a (MYR)<\/strong>. \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0642\u0627\u0644\u0629\u060c \u0633\u0646\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0639\u0645\u0644\u0629\u060c \u0641\u0626\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0633\u0639\u0631 \u0635\u0631\u0641\u0647\u0627\u060c \u0648\u0628\u0639\u0636 \u0627\u0644\u0646\u0635\u0627\u0626\u062d \u0627\u0644\u0645\u0641\u064a\u062f\u0629 \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0633\u0641\u0631 \u0625\u0644\u0649 \u0645\u0627\u0644\u064a\u0632\u064a\u0627.<\/p>\n<hr data-start=\"490\" data-end=\"493\" \/>\n<h2 data-start=\"495\" data-end=\"538\"><span style=\"color: #000080;\"><strong data-start=\"498\" data-end=\"536\">1. \u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a<\/strong><\/span><\/h2>\n<p data-start=\"539\" data-end=\"767\">\u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a \u0647\u0648 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 <a href=\"https:\/\/rosnamah.com\/?page_id=2079\"><strong data-start=\"575\" data-end=\"593\">\u0644\u0645\u0645\u0644\u0643\u0629 \u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/strong><\/a>\u060c \u0648\u064a\u0631\u0645\u0632 \u0644\u0647\u0627 \u0628\u0640 <strong data-start=\"608\" data-end=\"614\">RM<\/strong>\u060c \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u0643\u0648\u062f \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u0627 \u0647\u0648 <strong data-start=\"648\" data-end=\"655\">MYR<\/strong>. \u064a\u062a\u0645 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0639\u0645\u0644\u0629 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 <strong data-start=\"690\" data-end=\"735\">\u0628\u0646\u0643 \u0646\u064a\u062c\u0627\u0631\u0627 \u0645\u0627\u0644\u064a\u0632\u064a\u0627 (Bank Negara Malaysia)<\/strong>\u060c \u0648\u0647\u0648 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u0627\u062f.<\/p>\n<h3 data-start=\"769\" data-end=\"814\"><strong data-start=\"773\" data-end=\"812\">\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u0631\u064a\u0639\u0629 \u0639\u0646 \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a:<\/strong><\/h3>\n<ul data-start=\"815\" data-end=\"948\">\n<li data-start=\"815\" data-end=\"837\"><strong data-start=\"817\" data-end=\"832\">\u0631\u0645\u0632 \u0627\u0644\u0639\u0645\u0644\u0629:<\/strong> RM<\/li>\n<li data-start=\"838\" data-end=\"863\"><strong data-start=\"840\" data-end=\"857\">\u0627\u0644\u0643\u0648\u062f \u0627\u0644\u062f\u0648\u0644\u064a:<\/strong> MYR<\/li>\n<li data-start=\"864\" data-end=\"898\"><strong data-start=\"866\" data-end=\"877\">\u0627\u0644\u0645\u0635\u062f\u0631:<\/strong> \u0628\u0646\u0643 \u0646\u064a\u062c\u0627\u0631\u0627 \u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/li>\n<li data-start=\"899\" data-end=\"948\"><strong data-start=\"901\" data-end=\"919\">\u0627\u0644\u0648\u062d\u062f\u0629 \u0627\u0644\u0635\u063a\u0631\u0649:<\/strong> \u0627\u0644\u0633\u064a\u0646 (1 \u0631\u064a\u0646\u063a\u064a\u062a = 100 \u0633\u064a\u0646)<\/li>\n<\/ul>\n<hr data-start=\"950\" data-end=\"953\" \/>\n<h2 data-start=\"955\" data-end=\"990\"><span style=\"color: #000080;\"><strong data-start=\"958\" data-end=\"988\">2. \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a<\/strong><\/span><\/h2>\n<p data-start=\"991\" data-end=\"1139\">\u0642\u0628\u0644 \u0623\u0646 \u064a\u062a\u0645 \u0627\u0639\u062a\u0645\u0627\u062f <strong data-start=\"1009\" data-end=\"1021\">\u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a<\/strong> \u0643\u0639\u0645\u0644\u0629 \u0631\u0633\u0645\u064a\u0629\u060c \u0643\u0627\u0646\u062a <a href=\"https:\/\/rosnamah.com\/?page_id=2079\">\u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/a> \u062a\u0633\u062a\u062e\u062f\u0645 <strong data-start=\"1055\" data-end=\"1075\">\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a<\/strong>\u060c \u0627\u0644\u0630\u064a \u0643\u0627\u0646 \u064a\u064f\u0639\u0631\u0641 \u0623\u064a\u0636\u064b\u0627 \u0628\u0640 <strong data-start=\"1101\" data-end=\"1136\">\u062f\u0648\u0644\u0627\u0631 \u0645\u0627\u0644\u0627\u064a\u0627 \u0648\u0628\u0648\u0631\u0646\u064a\u0648 \u0627\u0644\u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0629<\/strong>.<\/p>\n<p data-start=\"1141\" data-end=\"1417\">\u0641\u064a \u0639\u0627\u0645 <strong data-start=\"1148\" data-end=\"1156\">1975<\/strong>\u060c \u062a\u0645 \u062a\u063a\u064a\u064a\u0631 \u0627\u0633\u0645 \u0627\u0644\u0639\u0645\u0644\u0629 \u0631\u0633\u0645\u064a\u064b\u0627 \u0625\u0644\u0649 <strong data-start=\"1189\" data-end=\"1201\">&#8220;\u0631\u064a\u0646\u063a\u064a\u062a&#8221;<\/strong>\u060c \u0648\u0647\u064a \u0643\u0644\u0645\u0629 \u062a\u0639\u0646\u064a &#8220;\u0645\u0633\u0646\u0646&#8221; \u0623\u0648 &#8220;\u062d\u0648\u0627\u0641 \u0645\u0633\u0646\u0646\u0629&#8221; \u0641\u064a \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0645\u0627\u0644\u0627\u064a\u0648\u064a\u0629\u060c \u0641\u064a \u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0641\u0636\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0641\u064a \u0627\u0644\u0639\u0635\u0648\u0631 \u0627\u0644\u0642\u062f\u064a\u0645\u0629. \u0645\u0646\u0630 \u0630\u0644\u0643 \u0627\u0644\u062d\u064a\u0646\u060c \u0623\u0635\u0628\u062d \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0647\u0648 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0644\u0645\u0627\u0644\u064a\u0632\u064a\u0627\u060c \u0648\u0627\u0633\u062a\u0645\u0631 \u0641\u064a \u0627\u0644\u062a\u0637\u0648\u0631 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0635\u0645\u064a\u0645 \u0648\u0627\u0644\u0623\u0645\u0627\u0646.<\/p>\n<hr data-start=\"1419\" data-end=\"1422\" \/>\n<figure id=\"attachment_14651\" aria-describedby=\"caption-attachment-14651\" style=\"width: 500px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-14651 size-full\" src=\"https:\/\/rosnamah.com\/wp-content\/uploads\/2025\/03\/pexels-polina-tankilevitch-6927369-e1757365378704.webp\" alt=\"\u0639\u0645\u0644\u0627\u062a \u0645\u0627\u0644\u064a\u0632\u064a\u0627\" width=\"500\" height=\"599\" srcset=\"https:\/\/rosnamah.com\/wp-content\/uploads\/2025\/03\/pexels-polina-tankilevitch-6927369-e1757365378704.webp 500w, https:\/\/rosnamah.com\/wp-content\/uploads\/2025\/03\/pexels-polina-tankilevitch-6927369-e1757365378704-250x300.webp 250w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><figcaption id=\"caption-attachment-14651\" class=\"wp-caption-text\">\u0639\u0645\u0644\u0627\u062a \u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/figcaption><\/figure>\n<h2 data-start=\"1424\" data-end=\"1458\"><span style=\"color: #000080;\"><strong data-start=\"1427\" data-end=\"1456\">3. \u0641\u0626\u0627\u062a \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a<\/strong><\/span><\/h2>\n<p data-start=\"1459\" data-end=\"1537\">\u064a\u062a\u0648\u0641\u0631 \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a \u0641\u064a \u0634\u0643\u0644\u064a\u0646: <strong data-start=\"1493\" data-end=\"1513\">\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0639\u062f\u0646\u064a\u0629<\/strong> \u0648<strong data-start=\"1515\" data-end=\"1534\">\u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong>.<\/p>\n<h3 data-start=\"1539\" data-end=\"1572\"><span style=\"color: #800000;\"><strong data-start=\"1543\" data-end=\"1570\">\u0623\u0648\u0644\u064b\u0627: \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0639\u062f\u0646\u064a\u0629<\/strong><\/span><\/h3>\n<p data-start=\"1573\" data-end=\"1613\">\u062a\u0635\u062f\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0639\u062f\u0646\u064a\u0629 \u0628\u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<ul data-start=\"1614\" data-end=\"1672\">\n<li data-start=\"1614\" data-end=\"1627\"><strong data-start=\"1616\" data-end=\"1625\">5 \u0633\u064a\u0646<\/strong><\/li>\n<li data-start=\"1628\" data-end=\"1642\"><strong data-start=\"1630\" data-end=\"1640\">10 \u0633\u064a\u0646<\/strong><\/li>\n<li data-start=\"1643\" data-end=\"1657\"><strong data-start=\"1645\" data-end=\"1655\">20 \u0633\u064a\u0646<\/strong><\/li>\n<li data-start=\"1658\" data-end=\"1672\"><strong data-start=\"1660\" data-end=\"1670\">50 \u0633\u064a\u0646<\/strong><\/li>\n<\/ul>\n<h3 data-start=\"1674\" data-end=\"1707\"><span style=\"color: #800000;\"><strong data-start=\"1678\" data-end=\"1705\">\u062b\u0627\u0646\u064a\u064b\u0627: \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong><\/span><\/h3>\n<p data-start=\"1708\" data-end=\"1740\">\u062a\u062a\u0648\u0641\u0631 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0645\u0646 \u0641\u0626\u0627\u062a:<\/p>\n<ul data-start=\"1741\" data-end=\"1950\">\n<li data-start=\"1741\" data-end=\"1772\"><strong data-start=\"1743\" data-end=\"1755\">1 \u0631\u064a\u0646\u063a\u064a\u062a<\/strong> (\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0623\u0632\u0631\u0642)<\/li>\n<li data-start=\"1773\" data-end=\"1804\"><strong data-start=\"1775\" data-end=\"1787\">5 \u0631\u064a\u0646\u063a\u064a\u062a<\/strong> (\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0623\u062e\u0636\u0631)<\/li>\n<li data-start=\"1805\" data-end=\"1837\"><strong data-start=\"1807\" data-end=\"1820\">10 \u0631\u064a\u0646\u063a\u064a\u062a<\/strong> (\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0623\u062d\u0645\u0631)<\/li>\n<li data-start=\"1838\" data-end=\"1873\"><strong data-start=\"1840\" data-end=\"1853\">20 \u0631\u064a\u0646\u063a\u064a\u062a<\/strong> (\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0628\u0631\u062a\u0642\u0627\u0644\u064a)<\/li>\n<li data-start=\"1874\" data-end=\"1914\"><strong data-start=\"1876\" data-end=\"1889\">50 \u0631\u064a\u0646\u063a\u064a\u062a<\/strong> (\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0623\u0632\u0631\u0642 \u0648\u0627\u0644\u0623\u062e\u0636\u0631)<\/li>\n<li data-start=\"1915\" data-end=\"1950\"><strong data-start=\"1917\" data-end=\"1931\">100 \u0631\u064a\u0646\u063a\u064a\u062a<\/strong> (\u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0628\u0646\u0641\u0633\u062c\u064a)<\/li>\n<\/ul>\n<p data-start=\"1952\" data-end=\"2088\">\u062a\u062d\u0645\u0644 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a\u0629 \u0635\u0648\u0631\u064b\u0627 \u0644\u0644\u0645\u0644\u0643 \u0627\u0644\u0623\u0648\u0644 \u0644\u0644\u0628\u0644\u0627\u062f <strong data-start=\"2008\" data-end=\"2028\">\u062a\u0648\u0646\u0643\u0648 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646<\/strong>\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0635\u0627\u0645\u064a\u0645 \u062a\u0645\u062b\u0644 \u0627\u0644\u062a\u0646\u0648\u0639 \u0627\u0644\u062b\u0642\u0627\u0641\u064a \u0648\u0627\u0644\u062a\u0631\u0627\u062b\u064a \u0644\u0644\u0628\u0644\u0627\u062f.<\/p>\n<hr data-start=\"2090\" data-end=\"2093\" \/>\n<h2 data-start=\"2095\" data-end=\"2153\"><span style=\"color: #000080;\"><strong data-start=\"2098\" data-end=\"2151\">4. \u0633\u0639\u0631 \u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649<\/strong><\/span><\/h2>\n<p data-start=\"2154\" data-end=\"2256\">\u064a\u062e\u062a\u0644\u0641 \u0633\u0639\u0631 \u0635\u0631\u0641 \u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a \u064a\u0648\u0645\u064a\u064b\u0627 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0642\u0644\u0628\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629. \u0648\u0625\u0644\u064a\u0643 \u0628\u0639\u0636 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u062a\u0642\u0631\u064a\u0628\u064a\u0629:<\/p>\n<ul data-start=\"2258\" data-end=\"2392\">\n<li data-start=\"2258\" data-end=\"2306\"><strong data-start=\"2260\" data-end=\"2304\">1 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u2248 4.6 &#8211; 4.8 \u0631\u064a\u0646\u063a\u064a\u062a \u0645\u0627\u0644\u064a\u0632\u064a<\/strong><\/li>\n<li data-start=\"2307\" data-end=\"2345\"><strong data-start=\"2309\" data-end=\"2343\">1 \u064a\u0648\u0631\u0648 \u2248 5 &#8211; 5.2 \u0631\u064a\u0646\u063a\u064a\u062a \u0645\u0627\u0644\u064a\u0632\u064a<\/strong><\/li>\n<li data-start=\"2346\" data-end=\"2392\"><strong data-start=\"2348\" data-end=\"2390\">1 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a \u2248 1.2 &#8211; 1.3 \u0631\u064a\u0646\u063a\u064a\u062a \u0645\u0627\u0644\u064a\u0632\u064a<\/strong><\/li>\n<\/ul>\n<p data-start=\"2394\" data-end=\"2444\">(\u0646\u0646\u0635\u062d \u0628\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0645\u062d\u062f\u062b\u0629 \u0642\u0628\u0644 \u0627\u0644\u0633\u0641\u0631.)<\/p>\n<hr data-start=\"2446\" data-end=\"2449\" \/>\n<h2 data-start=\"2451\" data-end=\"2496\"><span style=\"color: #000080;\"><strong data-start=\"2454\" data-end=\"2494\">5. \u0646\u0635\u0627\u0626\u062d \u0645\u0627\u0644\u064a\u0629 \u0639\u0646\u062f \u0627\u0644\u0633\u0641\u0631 \u0625\u0644\u0649 \u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/strong><\/span><\/h2>\n<p data-start=\"2497\" data-end=\"2582\">\u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062e\u0637\u0637 \u0644\u0632\u064a\u0627\u0631\u0629 <a href=\"https:\/\/rosnamah.com\/?page_id=2079\" target=\"_blank\" rel=\"noopener\">\u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/a>\u060c \u0641\u0625\u0644\u064a\u0643 \u0628\u0639\u0636 \u0627\u0644\u0646\u0635\u0627\u0626\u062d \u0627\u0644\u0645\u0641\u064a\u062f\u0629 \u062d\u0648\u0644 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629:<\/p>\n<h3 data-start=\"2584\" data-end=\"2610\"><span style=\"color: #008000;\"><strong data-start=\"2588\" data-end=\"2608\">1. \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/strong><\/span><\/h3>\n<ul data-start=\"2611\" data-end=\"2792\">\n<li data-start=\"2611\" data-end=\"2702\">\u064a\u0645\u0643\u0646\u0643 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0641\u064a \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0635\u0631\u0627\u0641\u0629 \u0627\u0644\u0645\u0646\u062a\u0634\u0631\u0629 \u0641\u064a \u0627\u0644\u0645\u0637\u0627\u0631\u0627\u062a\u060c \u0627\u0644\u0645\u0648\u0644\u0627\u062a\u060c \u0648\u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629.<\/li>\n<li data-start=\"2703\" data-end=\"2792\">\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u0642\u062f\u0645 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0635\u0631\u0627\u0641\u0629 \u0641\u064a <strong data-start=\"2737\" data-end=\"2753\">\u0627\u0644\u0645\u062f\u0646 \u0627\u0644\u0643\u0628\u0631\u0649<\/strong> \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0623\u0641\u0636\u0644 \u0645\u0646 \u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0648\u0627\u0644\u0645\u0637\u0627\u0631\u0627\u062a.<\/li>\n<\/ul>\n<h3 data-start=\"2794\" data-end=\"2830\"><span style=\"color: #008000;\"><strong data-start=\"2798\" data-end=\"2828\">2. \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646<\/strong><\/span><\/h3>\n<ul data-start=\"2831\" data-end=\"3002\">\n<li data-start=\"2831\" data-end=\"2919\">\u062a\u0642\u0628\u0644 \u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u062a\u0627\u062c\u0631\u060c \u0627\u0644\u0645\u0637\u0627\u0639\u0645\u060c \u0648\u0627\u0644\u0641\u0646\u0627\u062f\u0642 \u0627\u0644\u0643\u0628\u0631\u0649 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0645\u062b\u0644 <strong data-start=\"2897\" data-end=\"2916\">\u0641\u064a\u0632\u0627 \u0648\u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f<\/strong>.<\/li>\n<li data-start=\"2920\" data-end=\"3002\">\u0645\u0646 \u0627\u0644\u0623\u0641\u0636\u0644 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0628\u0639\u0636 <strong data-start=\"2946\" data-end=\"2955\">\u0627\u0644\u0646\u0642\u062f<\/strong>\u060c \u062e\u0627\u0635\u0629\u064b \u0639\u0646\u062f \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0623\u0631\u064a\u0627\u0641.<\/li>\n<\/ul>\n<h3 data-start=\"3004\" data-end=\"3041\"><span style=\"color: #008000;\"><strong data-start=\"3008\" data-end=\"3039\">3. \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a (ATM)<\/strong><\/span><\/h3>\n<ul data-start=\"3042\" data-end=\"3181\">\n<li data-start=\"3042\" data-end=\"3123\">\u064a\u0645\u0643\u0646 \u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0633\u0647\u0648\u0644\u0629 \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0645\u0627\u0644\u064a\u0632\u064a\u0627.<\/li>\n<li data-start=\"3124\" data-end=\"3181\">\u062a\u0623\u0643\u062f \u0645\u0646 \u0623\u0646 \u0628\u0637\u0627\u0642\u062a\u0643 \u0645\u0641\u0639\u0651\u0644\u0629 \u0644\u0644\u0633\u062d\u0628 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u062a\u062c\u0646\u0628 \u0623\u064a \u0645\u0634\u0627\u0643\u0644.<\/li>\n<\/ul>\n<h3 data-start=\"3183\" data-end=\"3215\"><span style=\"color: #008000;\"><strong data-start=\"3187\" data-end=\"3213\">4. \u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0639\u0627\u0631<\/strong><\/span><\/h3>\n<ul data-start=\"3216\" data-end=\"3306\">\n<li data-start=\"3216\" data-end=\"3306\">\u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0634\u0639\u0628\u064a\u0629 \u0648\u0627\u0644\u0645\u062a\u0627\u062c\u0631 \u0627\u0644\u0635\u063a\u064a\u0631\u0629\u060c \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u0627\u0644\u0639\u0631\u0648\u0636.<\/li>\n<\/ul>\n<h3 data-start=\"3308\" data-end=\"3357\"><span style=\"color: #008000;\"><strong data-start=\"3312\" data-end=\"3355\">5. \u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647 \u0625\u0644\u0649 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u0632\u064a\u0641\u0629<\/strong><\/span><\/h3>\n<ul data-start=\"3358\" data-end=\"3466\">\n<li data-start=\"3358\" data-end=\"3466\">\u064a\u0641\u0636\u0644 \u0641\u062d\u0635 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645\u0647\u0627\u060c \u062d\u064a\u062b \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0639\u0644\u0627\u0645\u0627\u062a \u0645\u0627\u0626\u064a\u0629 \u0648\u0623\u0634\u0631\u0637\u0629 \u0623\u0645\u0627\u0646 \u062a\u0645\u064a\u0632\u0647\u0627 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0632\u064a\u0641\u0629.<\/li>\n<\/ul>\n<hr data-start=\"3468\" data-end=\"3471\" \/>\n<h2 data-start=\"3473\" data-end=\"3489\"><span style=\"color: #000080;\"><strong data-start=\"3476\" data-end=\"3487\">\u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/strong><\/span><\/h2>\n<p data-start=\"3490\" data-end=\"3731\">\u0627\u0644\u0631\u064a\u0646\u063a\u064a\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0632\u064a \u0647\u0648 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u062a\u064a \u0633\u062a\u062a\u0639\u0627\u0645\u0644 \u0628\u0647\u0627 \u062e\u0644\u0627\u0644 \u0632\u064a\u0627\u0631\u062a\u0643 \u0625\u0644\u0649 \u0645\u0627\u0644\u064a\u0632\u064a\u0627\u060c \u0644\u0630\u0627 \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0623\u0646 \u062a\u0639\u0631\u0641 \u0641\u0626\u0627\u062a\u0647 \u0648\u0633\u0639\u0631 \u0635\u0631\u0641\u0647 \u0648\u0623\u0641\u0636\u0644 \u0627\u0644\u0637\u0631\u0642 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647. \u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0641\u0636\u0644 \u0627\u0644\u062f\u0641\u0639 \u0646\u0642\u062f\u064b\u0627 \u0623\u0648 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629\u060c \u0641\u0625\u0646 \u0645\u0627\u0644\u064a\u0632\u064a\u0627 \u062a\u0648\u0641\u0631 \u062e\u064a\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u0646\u0629 \u062a\u0646\u0627\u0633\u0628 \u062c\u0645\u064a\u0639 \u0627\u0644\u0633\u064a\u0627\u062d.<\/p>\n<p data-start=\"3733\" data-end=\"3798\" data-is-last-node=\"\" data-is-only-node=\"\">\u0625\u0630\u0627 \u0643\u0646\u062a \u0642\u062f \u0632\u0631\u062a <a href=\"https:\/\/rosnamah.com\/?page_id=2079\">\u0645\u0627\u0644\u064a\u0632\u064a\u0627<\/a> \u0645\u0646 \u0642\u0628\u0644\u060c \u0634\u0627\u0631\u0643\u0646\u0627 \u062a\u062c\u0631\u0628\u062a\u0643 \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0642\u0627\u062a! \ud83d\ude0a\ud83c\udf0f\ud83d\udcb0<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<div class=\"pointer-events-none h-px w-px\" aria-hidden=\"true\" data-edge=\"true\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u062a\u0639\u062f \u0645\u0627\u0644\u064a\u0632\u064a\u0627 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0648\u062c\u0647\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0641\u064a \u062c\u0646\u0648\u0628 \u0634\u0631\u0642 \u0622\u0633\u064a\u0627\u060c \u062d\u064a\u062b \u062a\u062c\u0630\u0628 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